LendEdgeFinance
A high plateau lit copper at sunrise above a sea of cloud, behind the LendEdgeFinance online loan request form for $100 – $5,000

Online loan requests$100 – $5,000Every credit history considered

Set the amount and send it once

$100 – $5,000 · as soon as the next business day, if approved

256-bit SSLChecking your options won't affect your credit scoreFree, no obligation

  • Read the terms before you sign
  • One request, a network of lenders
  • Not a lender, and clear about it
  • Nothing owed for looking

Forty hours a week.
Then the transmission went.Online loan requests, $100 – $5,000

One short request. A network of lenders reads it. Every number stays yours to check before you agree.

Living on the margin

Six weeks nobody budgeted for. One of them might be yours.

  • The alternator quit the morning after rent cleared.
  • The orthodontist wants the deposit before the next pay period.
  • The air conditioner quit on the hottest Thursday of the year.
  • Payroll moved to the 5th. The lease did not move with it.
  • The pharmacy ran the card twice. It said no both times.
  • A coworker covered lunch twice. You kept count even if he did not.

If one of those is this week, the request above is for it. One form, $100 – $5,000, read by a network of lenders. Some lenders fund as soon as the next business day, if approved.

See my options

How a request moves

Write it. Let the network read it. Keep the last word.

LendEdgeFinance is not a lender. The one thing it does is carry your request to lenders who can decide.

  1. 01

    Name your figure

    Pick an amount from $100 to $5,000. Add contact details and a few lines about income. A phone is enough, and the connection is encrypted.

    Sent once
  2. 02

    A network of lenders reads it

    Your request reaches lenders and lending partners. Each checks it against its own rules and answers for itself.

    Each on its own terms
  3. 03

    Weigh any offer in your own time

    If a lender makes an offer, read the rate, fees and repayment dates before you sign. Accept it, or close it and owe nothing.

    If approved, as soon as the next business day
First light along a plateau above soft cloud, the LendEdgeFinance reminder to read the full loan cost before signing, $100 – $5,000

Your edge

A small advantage, and it is yours. Read the full cost before you say yes.

Federal Truth in Lending rules require a lender to state the APR and finance charge before you sign. If a number is missing from an offer, ask for it, or close the offer.

How a request travels

What stays fixed

Three things that don't change when the week does.

LendEdgeFinance is not a lender. It carries one request to lenders who decide for themselves, and these three lines stay the same.

  • Look for the price before the pen

    Rate, fees and repayment dates belong in the offer itself. If one is missing, you haven't seen the whole offer yet.

  • One form, not a dozen

    You write the request once. The network reads the same page, so you aren't retyping your life into lender after lender.

  • No points off for looking

    Checking your options is a soft inquiry. It won't affect your credit score, and sending a request costs nothing.

Field guides

Three questions people ask with the form still open.

Short, plain answers. None of them changes what a lender decides. All of them help you read what it offers.

Guide · accounts

Can you get a small loan without a checking account?

Where a prepaid card or savings account fits, where it does not, and what it costs you in options.

Read the guide

Guide · state rules

Can you have two small loans at the same time?

Why many states cap it at one, how lenders check, and what overlapping debits do to a checking account.

Read the guide

Guide · credit

Does a small loan show up on your credit report?

What gets reported, what does not, and the one event that can follow you for seven years.

Read the guide

Before you send

Worth settling before the form goes.

Is LendEdgeFinance the lender?

No. LendEdgeFinance is a connection service. Your request is read by a network of lenders and lending partners. Any offer, and every term in it, comes from the lender that makes it.

What amount can I put on the request?

Anything from $100 to $5,000. A lender may offer less than you asked for, or a different structure, and you can decline it.

Does sending a request leave a mark on my credit?

Checking your options won't affect your credit score. If you go ahead with a lender's offer, that lender may run a fuller credit check as part of its own process.

Can I send a request if my income is not a regular paycheck?

Yes. Many lenders look at income from work, self employment, benefits and pensions. Each lender sets its own rules on what counts and how it is verified.

When would a deposit actually reach my account?

That depends on the lender and on bank cut off times. Some lenders fund as soon as the next business day, if approved. Weekend and holiday requests usually move on the next business day.

What does LendEdgeFinance charge, and must I accept an offer?

Nothing, and no. Sending a request is free, and you can close any offer without accepting it. Read the lender's rate, fees and repayment dates before you sign.

When you're ready

The request is one scroll up. The last word stays yours.

$100 – $5,000, sent once to a network of lenders. Free to send, and nothing owed for reading an offer.

Start my request